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Before you continue

By continuing, you agree that we will collect and store your account details, budget data, and transaction information to operate this app. This data is stored with our hosting providers in Frankfurt, Germany, which is outside South Africa. You can request deletion of your data at any time.

Privacy Policy · Terms

Set up your categories

Pick whichever of these fit your own spending — you can rename, add, or remove any of them later.

Fledge

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Welcome to Fledge

Three steps and your real numbers are ready. Nothing to prepare.

  1. Import a bank statement. Download it from your banking app or online banking and upload it here.
  2. Sort your biggest payees. Once each. Fledge remembers them, so next month sorts itself.
  3. Set a monthly budget if you'd like one. It's optional.
Spent this month
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Where your money went

Spending trend

By category

Ledger

This statement is protected. Enter the password your bank gave you (often your date of birth).

That password didn't work — please try again.
Remind me every to import, or add a recurring reminder to your calendar.
See them by payee

Grouped by payee, not by transaction — categorize a payee once and every past and future transaction from them is sorted too. Staying uncategorized is fine; nothing here is applied until you choose it.

Sends only your payee names and category names (no amounts, dates or account details) to Anthropic in the USA, to suggest a category for each. Nothing changes until you review and apply. It never gives financial advice.

AI sorting is part of Fledge Plus (coming soon). Sorting by hand, Quick sort and automatic sorting stay free.

Accounts

Currencies & exchange rates

How your bank data gets here

You import your own statements: PDF or CSV, from any bank.

Fledge never asks for your bank login or password. A PDF statement's password is used on your device to open it, and is never saved or sent anywhere.

Automatic bank connection may come later, but only through your bank's own sign-in page, read-only, and switched off whenever you like.

Delete my Fledge account

This deletes your account and everything in it: transactions, categories, budgets, accounts and settings, on every device. It can't be undone.

Your categories, budgets, and transactions are synced to your account.

Talk to a licensed adviser

Every adviser here is checked by hand against the FSCA register. Fledge doesn't give financial advice. It helps you find someone licensed who can, with your numbers already put together.

Your money summary is ready


      
Nothing is ever sent automatically. You choose who gets it, and you press send.

    

  


  

    

      
      

      

        
        
        
      

      

        
        
      

    

    

    
  


  

    

      Are you a financial adviser? Apply to be listed
      

        
Applications are reviewed by hand against the FSCA register before going live — you won't appear immediately.

        

          

            
            
          

          

            
            
          

          

            
            
          

          

            
            
          

          

            
            
            
          

          

            
            
          

          

            
            
          

          

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Sort your spending

    
  

  

    

    

  

  

  









  

    
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Message adviser

    
  

  
  
  
  

    
    
  

  

  
Fledge doesn't send anything for you. This opens your own app with the message ready, and you press send.